Financial Information
Out-of-Network Insurance: What It Means for You
At our office, we believe that exceptional dental care should be guided by your needs—not the limitations of an insurance company. That’s why we are proud to operate as an out-of-network provider.
What Does “Out-of-Network” Mean?
Being out-of-network simply means we are not contracted with dental insurance companies to follow their fee schedules or treatment restrictions. However, this does not mean you can’t use your insurance—most patients still receive benefits for care provided at our office.
Can I Still Use My Insurance?
Yes! Most dental insurance plans allow you to visit the dentist of your choice. Depending on your plan, you may still receive reimbursement for a portion of your treatment.
As a courtesy, our team will:
- Help you understand your out-of-network benefits
- Submit claims on your behalf
- Provide estimates so there are no surprises
Why We Choose To Be Out-of-Network
We’ve made this decision so we can:
- Focus entirely on what’s best for your health, not what insurance dictates
- Use the highest quality materials and techniques
- Spend the time needed to deliver personalized, comprehensive care
Insurance companies often limit coverage based on cost—not quality. By remaining independent, we can recommend treatments based on what you truly need.
What Are The Costs?
Your out-of-pocket cost will depend on your specific insurance plan. Many patients are surprised to find that the difference between in-network and out-of-network care is smaller than expected—especially when considering the level of care and attention they receive.
We are always transparent about fees and will review all costs with you before beginning treatment.
Our Commitment To You
Our goal is to make your experience as simple and stress-free as possible. We’re here to guide you through your benefits, answer your questions, and help you make confident decisions about your dental health.
If you have any questions about your insurance or coverage, please don’t hesitate to contact our team—we’re happy to help!
Financial Information
Financial Options
To help you receive the quality dental care you deserve, the office of Dr. Christiane Trigueros provides several financial options. If you have questions about our accepted insurances or payment options, and to make your appointment with our dentist in Santa Maria, California, please contact us at (805) 928-3928. We will be happy to help you understand your treatment costs and financial options.
We bill many PPO insurance plans as a courtesy service, including Delta Dental®, Cigna, Guardian and Aetna.
We currently accept the following forms of payment:
- Cash
- Checks
- Credit Cards
- Debit or ATM cards
Flexible Payment Options: CareCredit & Cherry Financing
We understand that investing in your dental health is important—and we never want finances to stand in the way of the care you need or want. That’s why our office offers flexible payment solutions through CareCredit and Cherry.
CareCredit
CareCredit is a trusted healthcare financing option that allows you to pay for your dental treatment over time. Depending on your eligibility, you may qualify for:
- Low or no-interest payment plans
- Flexible terms to fit your budget
- Immediate use upon approval
CareCredit is a great option for both routine care and more comprehensive treatments.
Cherry Financing
Cherry is a simple, fast financing solution designed to make dental care more accessible. With Cherry, you can:
- Apply in seconds with no hard credit check
- Get approved quickly
- Choose from flexible monthly payment plans
- Use financing for a wide range of treatments
Cherry is especially helpful for patients looking for an easy, straightforward way to manage treatment costs.
How It Works
Our team is happy to walk you through both options and help you choose the best fit for your needs. The application process is quick, and approvals are often immediate—so you can move forward with treatment right away.
Our Goal
We’re committed to making high-quality dental care accessible and stress-free. With flexible financing options like CareCredit and Cherry, you can focus on your smile—not the cost.
If you have questions or would like assistance applying, please contact our office—we’re here to help every step of the way.